Every mile you don't track
is money you're leaving on the road
Load IQ is the all-in-one financial command center for owner-operators. Calculate true cost per mile, audit settlements, catch hidden carrier deductions, negotiate better rates, and keep thousands more per year — all from your phone.
Free for 5 days · Credit card required
$15K+
Avg. annual savings reported
25
Pro tools in one app
< 60s
To audit a settlement
100K+
Miles tracked by users
Where owner-operators lose money every week
Trucking margins are razor-thin. The average owner-operator loses tens of thousands a year to costs they can't see and deals they can't verify. Load IQ makes every one of these leaks visible — and fixable.
Underpricing your loads
$17,500/yrThat $1.50/mile load looks like work, but it's bleeding you out. When your true cost to run is $1.85/mile, every mile you book at $1.50 loses $0.35. Haul 50,000 cheap miles a year and you just paid $17,500 of your own money to keep the wheels turning.
Hidden settlement deductions
$2,600/yrCarriers slip in fuel advances, escrow holds, insurance pass-throughs, and "administrative fees" you never agreed to. One $50/week in mystery deductions adds up to $2,600 a year — money you earned and never saw.
Accepting low offers
$10,400/yrWhen you don't know market rate or your break-even, you take the first number a broker gives you. Negotiating just $200 more per load on 2 loads a week puts $10,400 back in your pocket every year.
Overpaying for diesel
$1,500/yrFuel is your #1 expense. Buying at the wrong stop costs $0.20–$0.40/gal. At 150 gallons a fill, 50 times a year, just $0.20/gal over the best local price is $1,500 you didn't need to spend.
Hauling for bad brokers
$2,500/loadOne slow-paying or double-brokered load can tie up $2,500 for 60 days — or lose it entirely. Load IQ's broker reviews show you who pays on time before you ever pull out of the dock.
Qualifying the broker before you sign a rate con can save you thousands!
Signing a bad lease
$5,000+/yrUnfair chargebacks, maintenance traps, and escrow clauses that never get returned quietly drain thousands a year from lease operators. One bad clause can cost more than your truck payment.
Get your lease reviewed now before you make a costly mistake!
Review My LeaseStop the leaks. Keep what you earn.
Load IQ gives you the numbers, the analysis, and the leverage to turn those losses into kept earnings. One tool that covers your cost-per-mile, your settlements, your contracts, your brokers, your fuel, and your profit goals — while putting real money in your pocket!
$15K+
Potential annual savings
< 60s
To spot a bad settlement
$34.95
Full Pro plan / month
ROI
Pays for itself in week one
From paperwork to profit in 3 steps
No spreadsheets. No guesswork. No accounting degree required.
Add your costs & loads
Enter your real operating costs — fuel, maintenance, insurance, truck payment — or snap a photo of your settlement. Load IQ calculates your true cost per mile in seconds.
Audit & analyze every load
Run a settlement audit, lease review, or factoring analysis. Load IQ flags missing line items, hidden chargebacks, and highlights red flags these companies hope you never read.
Keep more of what you earn
Negotiate from a position of power. Know your break-even, your market rate, and which loads to walk away from — so every mile you drive actually pays you.
Everything you pay for separately — in one place
Load IQ is your one stop shop for financial mastery of the complex trucking industry, giving you peace of mind that you are keeping every penny you possibly can!
Financial tools
Know your numbers down to the cent
The financial clarity that separates profitable operators from ones running on fumes.
Cost Per Mile Calculator
Input every fixed and variable cost — truck payment, insurance, fuel, maintenance, permits, tolls, depreciation — and get your true cost per mile. Know the absolute floor before you book a single load.
Settlement Auditor
Upload a PDF or photograph any settlement. AI reads every line item, flags unauthorized deductions, verifies fuel surcharges, and reconciles against your load records — in under a minute.
Factoring Analyzer
Upload your factoring contract. Get the real effective rate after fees, advance rates, and hidden charges — with an accept, negotiate, or walk-away verdict.
Lease Agreement Analyzer
Before you sign, AI checks every clause against 49 CFR 376 and flags chargebacks, escrow traps, maintenance responsibility, and unfair termination terms.
Get your lease reviewed now before you make a costly mistake!
Review My LeaseProfit Goals
Set weekly or monthly profit targets. Track your actual numbers against them and see — in real time — whether you're hitting the margin you need.
Deal tools
Never take a bad load again
The leverage to negotiate from a position of knowledge, every single time.
Rate Negotiator
Enter origin, destination, miles, and offered rate. Get your break-even cost, estimated market range, a suggested counter, and a clear accept / counter / walk-away verdict.
Broker Reviews
See real ratings from other owner-operators on payment speed, reliability, communication, and whether the broker double-brokers — before you haul a single load for them.
Stop & Shipper Reviews
Lot surface, maneuverability, entry and exit notes, and shipper behavior for the docks you actually go to. No more blind arrivals into tight lots.
Operational tools
Run your truck like a business
Everything that keeps your wheels turning, organized and accessible from the cab.
Route Planner
Plan commercial truck routes with live diesel prices and the cheapest fuel stops along the way — mapped out turn by turn.
Fuel Optimizer
Live diesel prices at every stop on your route. Save $0.20–$0.40/gal by fueling at the right place, every time.
Just one analysis can save you enough money to pay a monthly subscription!
Maintenance Tracker
Log every service, oil change, and repair. Set mileage and date-based reminders so you never miss PM or blow a DOT inspection.
Scale Tickets
Capture scale tickets with gross, tare, and net weights. Never lose a ticket or underbill a load again.
Document Vault
Insurance, IFTA, cab cards, permits, registrations, authority, medical cards — all in one secure place with expiration reminders.
Community & marketplace
You're not in this alone
The network of drivers, partners, and equipment that helps you grow your operation.
Driver Forum
Talk rates, maintenance, fuel, legal, and insurance with thousands of owner-operators. Direct messaging, live presence, and real conversation.
Equipment Marketplace
List and buy trucks, trailers, parts, and tools directly from other drivers — no dealer fees, no middleman.
Partner Directory
A curated, categorized list of insurance providers, factoring companies, legal resources, and trucking associations — vetted and organized.
Personal & wellness
Built for the driver, not just the truck
Because the person behind the wheel is the most important asset in the operation.
Insurance Resources
Medical, dental, and life insurance options for owner-operators who don't have a corporate benefits package.
Investments
Simple guidance on putting your hard-earned profits to work so you can retire from the road on your terms.
Financing
Resources for truck financing, working capital, and equipment loans — so you can grow without giving away the farm.
Driver Health
Track the habits that keep you sharp on long hauls — sleep, movement, hydration. A healthy driver is a profitable driver.
Personal Finance
Budgeting and personal finance tools built for the irregular income that comes with trucking.
Personal Support & Resources
Crisis lines, trucker-specific mental health support, therapy, and family connection resources for life on the road.
Veterans section included — VA crisis line, free therapy, benefits help, and peer brotherhood for those who served.
Built for the people who actually haul the freight
Whether you own one truck or run a fleet, whether you're leased to a carrier or running your own authority — Load IQ gives you the tools to run a profitable operation.
Owner-Operators
You own the truck. You own the margin.
You're balancing costs, rates, maintenance, and paperwork — often from the cab of your truck. Every dollar matters because every dollar is yours.
Fleet Managers
Run every truck like your top earner.
You're responsible for multiple trucks, drivers, and loads. Disconnected tools make it hard to see what's actually profitable and what's bleeding.
Custom setup is available to suit your company's specific needs. Contact us today to discuss your options.
Lease Operators
Sign the lease that works for you.
Lease agreements are written by the carrier's lawyers, not yours. Chargebacks, escrow terms, and maintenance responsibility can quietly drain thousands a year.
Owner-operators are keeping more of every load
Real margins. Real savings. Real trucks.
"Caught a $340 chargeback on my very first settlement audit that I never would've noticed. The subscription paid for itself the first week."
Marcus D.
Owner-Operator · Dry Van
Indianapolis, IN
"The lease review flagged an escrow clause my carrier buried on page 9. I negotiated it out before signing. That alone saved me thousands."
Rosa G.
Lease Operator · Reefer
Phoenix, AZ
"I finally know my real cost per mile. Turned down three cheap loads last week that I used to take. My margins are up 11% this quarter."
Big Mike T.
Owner-Operator · Flatbed
Joliet, IL
"The factoring analyzer showed my factor was skimming a full point above the contract rate. Confronted them, got it fixed, $480/mo back in my pocket."
Darnell W.
Small Fleet · 3 Trucks
Atlanta, GA
"Used to spend Sunday nights with a spreadsheet and a calculator. Now it's five minutes in Load IQ and I'm done. Gave me my weekends back."
Tom H.
Owner-Operator · Reefer
Salt Lake City, UT
"As a new owner-op I was getting eaten alive by cheap brokers. The rate negotiator tells me my break-even and a counter before I even call back."
Priya K.
Owner-Operator · Dry Van
Dallas, TX
Simple, honest pricing
No per-load fees. No surprise upsells. One subscription that pays for itself in the first week.
Basic
Free for 5 days · credit card required to join
Refer one person and get one month free — no limit on how many free months you can earn.
Pro
$34.95/mo
Everything in Basic, plus:
Additional costs within the app
One-time contract & document reviews — pay only when you need them.
Lease Agreement Review
One-time $49.99 · Full 49 CFR 376 clause analysis
One review could literally save you thousands on a bad lease — review yours before you sign it!
Factoring Agreement Review
One-time $4.99 · Real effective rate & red flags
Don't get caught in a bad contract you can't get out of — review before you commit!
Know your numbers. Own your profit!
Cancel anytime · No hidden fees
Questions, answered
Everything you need to know before you start.
Stop guessing. Start profiting.
Join the owner-operators who've taken control of their margins with Load IQ. Get the tools that pay for themselves.
Download Load IQFree for 5 days. Credit card required
